Work related accounts without much choice: 9.62% and 9.98%. Annuity unknown, likely a little less due to fees.
Personal accounts managed returned >14.1%. SP500 was 11.4% this year. These accounts at times were down 30%, similar to years past where TSLA stock and options were underwater before being profitable. I don't think I traded emotionally in and out of anything. The year was really quite boring except for the odd breakout hopes.
Plans for 2015 remain the same. Fund Roths and 401Ks. Stick to trading plan. Enjoy life. Dance and play the banjo. Consider retirement this or coming years.
I've beat the market 3 years in a row! Will I return to mean?